Credit Pull Authorization Disclosure

By accepting these terms and conditions, requesting an extension of credit from AmeriFirst Finance, and electronically submitting this application for extension of credit to AmeriFirst Finance, you are authorizing AmeriFirst Finance to make one or more credit inquiries with one or more credit reporting agencies/bureaus in order to determine your eligibility for a loan and terms of credit to be extended to you.

Authorization for Credit Inquiry

By making an application for extension of credit through AmeriFirst Home Improvement Finance, LLC, you are authorizing the issuance by it of one or more inquiries with one or more credit reporting agencies (Credit Bureaus) in order to assist AmeriFirst in making its independent determination of your eligibility for the credit, for which you have applied. You may access and review the complete AmeriFirst “Customer Credit Authorization” Policy and practices at:

Policy and Procedures concerning Electronic Transactions and Disclosures

AmeriFirst Home Improvement Finance, LLC will provide, conduct, transact and facilitate electronic financial activities concerning your account, including Automated Clearing House (ACH) transactions which you may authorize and permit in accordance with its Policies and Procedures which may be reviewed at:  AmeriFirst does not assess or charge any fee for the conduct of electronic transactions by it customers.

Privacy Policy

AmeriFirst Home Improvement Finance, LLC believes that it is important to protect the privacy and confidential information of its customers. AmeriFirst does not share any of your information or information about you with others. You can review the entire AmeriFirst Privacy Policy here.

Terms of Use

AmeriFirst Home Improvement Finance, LLC is required by Federal law to obtain, verify, record, and hold in confidence information that allows it to confirm the identity of its customers. If you create an account or obtain a loan from AmeriFirst Home Improvement Finance, LLC, you will be asked to provide specific validating information such as photo identification, Social Security Number, Date of Birth, or response to a security question. Your responses will support and permit confirmation of your identity. By continuing the application process, you are consenting to this process and agreeing to provide the requested information.

South Carolina Residents

Here is an informational pamphlet for South Carolina Residents.

Informational Pamphlet